a. Charlotte is an intelligent teenager, but told by her step-sisters and cousins that she's destined to a life of poverty and failure. Charlotte begins to do poorly in school, and eventually drops out. b. Though encouraged by his parents to audition for Julliard, Jose believes he isn't good enough to attend. After his audition, he expresses this reluctance to the admissions committee. They don't admit him due to his lack of certainty. c. Morgan overhears a professor predicting the economic recession will prevent entry-level graduates from finding gainful employment. Morgan goes on interviews but doesn't bother preparing, convinced it's a waste of time. Morgan appears unprofessional and is not hired. d. Kevin sprained his ankle a month before a marathon. Though his trainer advises him not to participate, Kevin runs the marathon and places third.